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Dozens of thousands of individual and corporate clients trust us

Your Friend in Payments Innovation and Financial freedom

Revolutionize your finances with IBAS - the secure, user-friendly, and affordable solution for all your payment needs. Experience the future of financial services today.

Solutions we deliver

eWallet

Digital payments

Our dynamic range of products:
  • British IBAN equipped with SEPA (Single European Payment Area) access
  • ePOS and QR code payment solutions
  • Debit cards and secure payment gateway
  • Utility Bills payment services
  • Hassle-free payments for public institutions
passThrought-eWallet

Money Transfers

Our global services include:
  • Seamless transfers to and from more than 5,000 European Economic Area banks
  • Effortless withdrawals from PayPal, Wise, and similar e-wallets
  • Convenient payments for outsourcing platforms such as Upwork, Fiverr, PeopleperHour, TopTal etc.
ePos

Loans for payments

Our loans cater to a variety of needs:
  • Loans for payments up to €100,000
  • Overdraft facilities up to €100,000
  • Payday loan
  • Buy Now Pay Later scheme offering three months interest-free
eTransactions

Investment Advisory

Our specialized services cover:
  • Expert advice and investment plans for purchasing financial instruments like shares, bonds, commercial receipts, and
  • Strategic guidance and investment plans for selling financial instruments such as shares, bonds, commercial receipts.

Solutions we deliver

Digital Payments

Our dynamic range of products:
  • British IBAN equipped with SEPA (Single European Payment Area) access
  • ePOS and QR code payment solutions
  • Debit cards and secure payment gateway
  • Utility Bills payment services
  • Hassle-free payments for public institutions

Money Transfers

Our global services include:
  • Seamless transfers to and from more than 5,000 European Economic Area banks
  • Effortless withdrawals from PayPal, Wise, and similar e-wallets
  • Convenient payments for outsourcing platforms such as Upwork, Fiverr, PeopleperHour, TopTal etc.

Loans for payments

Our loans cater to a variety of needs:
  • Loans for payments up to €100,000
  • Overdraft facilities up to €100,000
  • Payday loan
  • Buy Now Pay Later scheme offering three months interest-free

Investment Advisory

Our specialized services cover:
  • Expert advice and investment plans for purchasing financial instruments like shares, bonds, commercial receipts, and
  • Strategic guidance and investment plans for selling financial instruments such as shares, bonds, commercial receipts.

Revolutionize Your Finances with IBAS

IBAS is a cutting-edge solution provider for all your financial needs. With our innovative eWallet, Pass-through eWallet, ePOS, ePayment, eCommerce, and eLoans services, we offer you a comprehensive suite of tools to manage your finances.

Our platform is easy to use, highly secure, and offers low fees, saving you time and money. Join us today and experience the future of financial services with IBAS.

Choose the plan that's right for you

Explore our diverse range of plans and uncover the one that perfectly aligns with your unique needs. Whether you're seeking a basic package or aiming for a premium experience, we've got you fully covered.

STANDARD

Acquire your British IBAN to enjoy instant SEPA access and experience seamless incoming and outgoing transactions through our mobile IBAS platform. Pay utilities or obtain a payday loan effortlessly, wherever you may be, in no time at all.

PLOT

Go beyond the benefits of the BASIC account, and get the PLOT account where you get 100 euros for "Buy Now, Pay Later" without any interest if the amount is returned within three months. And get one incoming or outgoing SEPA transaction completely free of charge.

2.99€ /mo

Explore Plan

INTEGRA

In addition to the immense and exclusive benefits offered by the PLOT package, the INTEGRA package multiplies them by doubling your Buy Now Pay Later fund and free of charge SEPA inbound or outbound money transfers. Obtain it now and relish even greater financial freedom.

4.99€ /mo

Explore Plan

PREMIUM

Upgrade to our premium package and unlock amazing perks! You'll receive 500 euros of interest-free funds for Buy Now Pay Later, and enjoy three free inbound or outbound SEPA transfers. On top of that, you'll keep all the benefits from our previous packages. It's the best way to experience top-notch banking, wherever you go!

9.99€ /mo

Explore Plan

Many ways to receive your payments

Discover a whole new level of payment convenience with IBAS's unique and groundbreaking technology. Seamlessly pay or get paid using our most innovative solutions, designed to make your financial transactions easier and more efficient than ever before. Join us now and experience the future of payments!

High Level Security

At IBAS, we take your security very seriously. That's why we've implemented the highest level of protection on our platform. Our use of Strong Customer Authentication (SCA) adheres to the European Payment Service Directive 2, ensuring enhanced security for your transactions. We also employ state-of-the-art encryption technology to safeguard all your sensitive data.

To further enhance reliability, we operate from three different international Data Centers, each rated as Tier 4 service, providing redundancy and ensuring continuous availability.

With IBAS, you can have complete confidence that your financial information is in safe hands, and your transactions are protected by the latest security measures available.

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Easy to use

The world of effortless finance with our incredibly user-friendly platform. With a few simple clicks, you can perform any payment or transfer hassle-free. Our cutting-edge technology ensures lightning-fast transactions, and its intuitive design makes analyzing and executing financial tasks a breeze.

Say goodbye to complex processes and hello to simplicity and efficiency. We've crafted this platform with your needs in mind, providing a seamless experience that puts you in complete control of your finances. Embrace the future of banking, where every interaction is smooth, secure, and swift. Join us today and unlock a new era of financial convenience!

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Low Fees

Say goodbye to hefty fees that drain your resources, and say hello to a seamless platform that saves you money and time simultaneously. With our state-of-the-art technology, you can handle your financial affairs with ease and efficiency, making every interaction a breeze.

Join the movement towards smarter banking and unlock a world of possibilities with IBAS. Take charge of your financial journey and enjoy the benefits of cutting-edge technology without breaking the bank. Embrace the future with IBAS today!

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Flexibility

The Innovative Banking and Attractive Solutions (IBAS), where flexibility and freedom knows no bounds!

Our platform redefines flexibility, catering to an extensive range of financial transactions and services, all within your reach.

Need to pay utility bills or transfer money? No problem. Want to initiate or get SEPA transactions or any payment all over the world? It's all seamlessly integrated in our user-friendly interface.

But that's just the beginning. IBAS goes beyond the basics, offering you a plethora of flexibikity options. Need a pay day loan to bridge the gap? We've got you covered. Want to enjoy the convenience of Buy Now Pay Later? It's just a click away. Unexpected expenses? No worries, our overdrafts have you covered. Planning for major payments? Our tailored loans have your back.

IBAS provides the ultimate financial cover for whatever you need to pay, ensuring you have the resources you require at your fingertips. Experience the ease of managing all your financial activities in one place. Say goodbye to unnecessary stress and hassle. Embrace the power of IBAS and unlock unparalleled convenience, efficiency, and freedom in managing your finances. Join us today and step into a new era of financial possibilities!

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Get started with IBAS

Get started with IBAS, where classic payment methods like cash and cards are being revolutionized by smartphone convenience. Our application facilitates seamless online financial transactions, including utility payments, shopping payments, and easy money transfers to any destination you need.

With IBAS, you gain British IBAN making financial management more accessible than ever before. Our platform ensures innovative, simplified payments, along with fast and secure transfers, saving you both time and money.

By choosing IBAS, you'll benefit from lower operating costs compared to traditional point-of-sale systems. Don't miss out on the opportunity to experience hassle-free banking with IBAS. Download the app now and embrace the future of payments!

Download app now

Words from Our Delighted Customers

Altin Zogu, Mobile shop

The Buy Now Pay Later solution from IBAS has been an absolute game-changer for my business. Our customers are thrilled with the seamless and secure payment experience using their smartphones, leading to notable growth in both sales and overall satisfaction. The remarkable ease of integration and outstanding customer support truly make it an essential tool for any business aiming to elevate their payment process.

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Ekrem Tahiri, CRUST

IBAS's financing competitiveness and cutting-edge solutions for digital payments have been pivotal for my business. Their innovative approach to financing has provided us with the resources needed to thrive in a competitive market. Additionally, their state-of-the-art digital payment solutions have not only streamlined our transactions but have also significantly improved customer convenience and satisfaction. With IBAS, we've found a partner that combines financial prowess with technological excellence, propelling our business forward with unmatched efficiency and modernity.

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Eset Dushi, England

I used to rely on other service providers to send remittances to my family. It was quite a process - taking hours to visit the company's site, depositing cash, waiting for a number, handing it to my family, and then having them pick it up from their location. However, since my family opened an account with IBAS, and with the added benefit of receiving interest-free funds from IBAS, I've been sending money from my bank account here in England to them within seconds. Their solution has truly impressed me, and the cost-free SEPA transfers have made the experience even more satisfying. They've brought immense convenience and happiness to my remittance process.

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Dionit Kurti, Programmer

My salary is conveniently deposited into my IBAS-issued account. Their user-friendly app has transformed my financial experience, allowing me to effortlessly make payments at a multitude of stores, settle utility bills, and even send money to loved ones without incurring any charges. The seamless integration of these features has not only simplified my transactions but has also empowered me with the ability to manage my finances more effectively.

Read more

Words from Our Delighted Customers

Ekrem Tahiri, CRUST
IBAS's financing competitiveness and cutting-edge solutions for digital payments have been pivotal for my business. Their innovative approach to financing has provided us with the resources needed to thrive in a competitive market. Additionally, their state-of-the-art digital payment solutions have not only streamlined our transactions but have also significantly improved customer convenience and satisfaction. With IBAS, we've found a partner that combines financial prowess with technological excellence, propelling our business forward with unmatched efficiency and modernity.
Eset Dushi, England
I used to rely on other service providers to send remittances to my family. It was quite a process - taking hours to visit the company's site, depositing cash, waiting for a number, handing it to my family, and then having them pick it up from their location. However, since my family opened an account with IBAS, and with the added benefit of receiving interest-free funds from IBAS, I've been sending money from my bank account here in England to them within seconds. Their solution has truly impressed me, and the cost-free SEPA transfers have made the experience even more satisfying. They've brought immense convenience and happiness to my remittance process.
Dionit Kurti, Programmer
My salary is conveniently deposited into my IBAS-issued account. Their user-friendly app has transformed my financial experience, allowing me to effortlessly make payments at a multitude of stores, settle utility bills, and even send money to loved ones without incurring any charges. The seamless integration of these features has not only simplified my transactions but has also empowered me with the ability to manage my finances more effectively.
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Join IBAS

No hidden costs.

Get started now

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I nderuar aplikant,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme.